{"id":12610,"date":"2022-08-24T19:04:24","date_gmt":"2022-08-24T19:04:24","guid":{"rendered":"https:\/\/harrison2021.kinsta.cloud\/?page_id=12610"},"modified":"2026-04-27T10:48:42","modified_gmt":"2026-04-27T10:48:42","slug":"uninsured-underinsured-driver-accidents","status":"publish","type":"services","link":"https:\/\/www.hlgny.com\/car-accidents\/uninsured-underinsured-driver-accidents\/","title":{"rendered":"Uninsured \/ Underinsured Driver Accidents"},"content":{"rendered":"\r\n\r\n\r\n\r\n\r\n<h2 class=\"wp-block-heading\">Top Rated Underinsured Motorist Accident Attorney in Elmhurst, NY Helping Accident Victims Recover Compensation for Accidents Caused by Uninsured or Underinsured Motorists in Suffolk County, Nassau County, and Throughout Long Island\u00a0<\/h2>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">According to the laws in New York, it is illegal for motorists to operate vehicles without insurance. The law even sets out minimum requirements for insurance that motorists should have. However, this doesn\u2019t mean that all drivers in New York are insured. There are drivers that take to the road without insurance. When you are involved in an accident with one of these drivers, you will need the help of an experienced Long Island uninsured driver accident lawyer to help you recover compensation for your lost wages, medical bills, and other damages.\u00a0<\/p>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">We at The Harrison Law Group, P.C. understand the economic strain that accident victims and their families face when dealing with the aftermath of an accident. If your accident was caused by an uninsured or underinsured driver, you may be facing a lot of uncertainty about being able to recover compensation. Our team can help you navigate the challenges presented by accidents involving uninsured or underinsured drivers. We offer a free consultation for accident victims in which we will review your case to determine the options available to you. Our team will pursue all available avenues for recovering compensation and fight for maximum compensation. We will work to secure the best outcome in your case.\u00a0<\/p>\r\n\r\n\r\n\r\n<h2 class=\"wp-block-heading\">Options for Recovering Compensation after an Uninsured or Underinsured Car Accident\u00a0<\/h2>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">If you have suffered serious injuries in a motor vehicle accident caused by an uninsured or underinsured driver in Long Island, you will have various options for seeking financial compensation. These include:\u00a0<\/p>\r\n\r\n\r\n\r\n<h3 class=\"wp-block-heading\">Filing a claim with your car insurance company\u00a0<\/h3>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">The state of New York requires all drivers to carry a minimum of $50,000 Personal Injury Protection insurance coverage. This no-fault insurance is the first recourse for compensation for all parties involved in an accident, regardless of who caused the accident. PIP cover applies even when the at-fault driver is uninsured or underinsured. However, PIP may not cover all of your damages.\u00a0<\/p>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">New York drivers are also required to carry Uninsured Motorist (UM) coverage. This is designed to provide additional coverage in instances where the at-fault driver is underinsured or uninsured. The coverage also applies when the at-fault driver flees the scene, such as in the case of a hit-and-run driver.\u00a0<\/p>\r\n<section id=\"brxe-nppkca\" class=\"brxe-section box-shadow--l rounded--l\"><div id=\"brxe-nwxccz\" class=\"brxe-container pad--s\"><h2 id=\"brxe-qsjfyj\" class=\"brxe-heading\">Schedule a Free Consultation Today<\/h2><div id=\"brxe-bgoclm\" class=\"brxe-text\"><p>Get Free Advice From An Experienced NY Personal Injury Lawyer<\/p>\n<\/div><a id=\"brxe-tqfanu\" class=\"brxe-button margin-top--s bricks-button md bricks-background-primary\" href=\"tel:631-465-9797\">Call Us Today<\/a><\/div><\/section>\r\n\r\n\r\n\r\n<h3 class=\"wp-block-heading\">Suing the uninsured driver\u00a0<\/h3>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">If you do not have a car insurance policy (e.g. in the case of a passenger injured in an accident), do not have a car insurance policy with uninsured motorist coverage, or have damages that exceed the limits of your car insurance coverage, you may be able to file a personal injury lawsuit against the at-fault driver. However, there is a chance that you may not be able to recover compensation for your damages from the at-fault driver. They may not be able to pay for your damages.\u00a0<\/p>\r\n\r\n\r\n\r\n<h3 class=\"wp-block-heading\">Suing other liable parties\u00a0<\/h3>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">If there are other parties that contributed to causing the accident, such as the municipality for poor road conditions or a negligent mechanic, you may be able to pursue financial compensation by suing these parties in a personal injury lawsuit. The team at The Harrison Law Group, P.C. will investigate your case thoroughly to identify any parties that can be held liable for the accident and help you pursue financial compensation from them.\u00a0<\/p>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">We at the Harrison Law Group, P.C. are committed to helping accident victims recover full compensation for their damages. We will explore all options available to you and devise an effective strategy to recover maximum compensation. Our team will work tirelessly and fight vigorously to secure a favorable outcome in your case. <a title=\"Contact us now\" href=\"https:\/\/www.hlgny.com\/contact\/\">Contact us now<\/a> to schedule a free consultation with an experienced Long Island uninsured driver accident lawyer.\u00a0<\/p>\r\n\r\n\r\n\r\n<h2 class=\"wp-block-heading\">Contact The Harrison Law Group, P.C. to Consult with an Experienced Long Island Uninsured Driver Accident Lawyer\u00a0<\/h2>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">Pursuing compensation after an accident can be challenging and draining. It is even worse when the at-fault driver is uninsured or underinsured. Our team can carry the burden for you so you can focus on your recovery. Contact The Harrison Law Group, P.C. to consult with an experienced underinsured motorist accident attorney in Elmhurst, NY. Our experienced team of legal professionals will handle every aspect of the claims process and fight to recover maximum compensation on your behalf. We will provide you with the support and guidance you need throughout the claims process.\u00a0<\/p>\r\n\r\n\r\n\r\n<p class=\"wp-block-paragraph\">We offer a free consultation for accident victims. <a title=\"Contact us\" href=\"https:\/\/www.hlgny.com\/contact\/\">Contact us<\/a> to schedule your consultation and have your case reviewed by a knowledgeable and experienced Long Island uninsured driver accident lawyer. We will get started on working on your claim right away.\u00a0<\/p>\r\n\r\n\r\n\r\n<h2 class=\"wp-block-heading\">Frequently Asked Questions about Uninsured Driver Accidents in Long Island<\/h2>\r\n\r\n\r\n\r\n<div class=\"schema-faq wp-block-yoast-faq-block\">\r\n<div id=\"faq-question-1661363796822\" class=\"schema-faq-section\"><strong class=\"schema-faq-question\">Can I make a claim against an uninsured or underinsured motorist for damages in an accident they caused?<\/strong>\r\n<p class=\"schema-faq-answer\">Yes. You can file a claim against an uninsured or underinsured driver that caused your accident. However, it should be noted that the driver may not be able to compensate you for your damages. There are other options that you can explore to recover compensation for an accident. It is a good idea to consult with an experienced Long Island uninsured driver accident lawyer. The attorneys at The Harrison Law Group, P.C. have extensive experience in recovering compensation on behalf of victims injured in accidents caused by uninsured or underinsured drivers. We will review your case and identify the options available to you. We will determine the best strategy to recover full compensation for your damages.<\/p>\r\n<\/div>\r\n<div id=\"faq-question-1661363813436\" class=\"schema-faq-section\"><strong class=\"schema-faq-question\">Are there any legal consequences for the at-fault driver if they were uninsured at the time of the accident?<\/strong>\r\n<p class=\"schema-faq-answer\">Yes. The <a href=\"https:\/\/dmv.ny.gov\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">New York Department of Motor Vehicles<\/a> requires all motorists to have insurance cover. If the accident was caused by an uninsured driver, both the car owner and the driver may face penalties, including:<br \/><br \/>1. Fines of a maximum of $1500<br \/>2. Having their driver\u2019s license revoked or suspended<br \/>3. Impoundment of the vehicle<br \/>4. Alteration of their driving record. This will affect their insurance premiums in future.<br \/>5. Jail time<\/p>\r\n<\/div>\r\n<\/div>\r\n\r\n<p><iframe style=\"display: none;\"><\/iframe><\/p>","protected":false},"featured_media":12726,"parent":7886,"menu_order":56,"template":"","tags":[87],"class_list":["post-12610","services","type-services","status-publish","has-post-thumbnail","hentry","tag-uninsured-underinsured-driver-accidents"],"meta_box":{"title":"Long Island Uninsured Driver Accident Lawyer","sub_title":"","related_video_title":"","related_video_url":""},"_links":{"self":[{"href":"https:\/\/www.hlgny.com\/wp-json\/wp\/v2\/services\/12610","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.hlgny.com\/wp-json\/wp\/v2\/services"}],"about":[{"href":"https:\/\/www.hlgny.com\/wp-json\/wp\/v2\/types\/services"}],"version-history":[{"count":0,"href":"https:\/\/www.hlgny.com\/wp-json\/wp\/v2\/services\/12610\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/www.hlgny.com\/wp-json\/wp\/v2\/services\/7886"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.hlgny.com\/wp-json\/wp\/v2\/media\/12726"}],"wp:attachment":[{"href":"https:\/\/www.hlgny.com\/wp-json\/wp\/v2\/media?parent=12610"}],"wp:term":[{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.hlgny.com\/wp-json\/wp\/v2\/tags?post=12610"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}